💼 Don’t Wait Until Renewal — Shop Your Commercial Insurance Early with Mauceri Bynum Insurance

As we approach the end of the year, many businesses across North Texas are gearing up for one of the busiest times in the insurance world, January renewals. Whether you’re a startup, a local restaurant, or a growing multi-location company, your commercial insurance renewal is one of the most important financial decisions your business will make all year.

And the truth is… waiting until the week before renewal is one of the biggest mistakes business owners can make.

At Mauceri Bynum Insurance, we make it simple to shop your commercial insurance early — saving you time, stress, and money while ensuring your coverage fits your business perfectly.

🏆 Why Business Owners Choose Mauceri Bynum Insurance

For 12 years in a row, Mauceri Bynum Insurance has been voted Best of McKinney, recognized for our commitment to excellence, proactive service, and transparent business practices.

Here’s why thousands of Texas businessowners trust us year after year:

✅ No Agency Fees — Ever

Unlike many large franchise brokers, we never charge agency or broker fees. That means every dollar you invest goes directly toward protecting your business — not extra admin costs.

🧾 In-House Service Team

Your policy is serviced right here in our McKinney office. You’ll never be routed to an overseas call center or left chasing down your Certificate of Insurance (COI).
Our team answers every call within 6 seconds — no voicemail during business hours, ever.

🔁 We Re-Shop Your Renewal 

Our clients don’t have to ask us to find a better deal. If there is a big change in your commercial insurance renewal, or teamautomatically quotes your renewal with our full network of carriers to ensure your coverage and price stay competitive.

💪 Direct Negotiation Power — Up to 40% Off Original Premiums

As an independent brokerage with strong carrier relationships, we negotiate directly with underwriters for better pricing — often securing up to 40% off the initial quoted premium.

🌐 Access to Over 30 Top Commercial Carriers

We partner with industry leaders like Liberty Mutual, Travelers, Chubb, The Hartford, Progressive, Geico, and more — giving your business the flexibility and buying power it deserves.

🏢 Coverage for Every Type of Business

From home-based entrepreneurs and startups to multi-location operations, Mauceri Bynum Insurance provides customized coverage for every industry, including:

Restaurants and Food Service

Professional Offices (Tech, Legal, Medical, Financial)

Retail & Service-Based Businesses

Contractors, Manufacturing, and Distribution

Nonprofits & Community Organizations

Businesses with or without employees

Whether you’re just launching your business or managing a company with hundreds of employees, we’ll find the right carrier and coverage to protect your operation from every angle.

⏰ Why Now Is the Time to Shop

The commercial insurance market continues to evolve — rates, underwriting appetite, and carrier guidelines shift quickly. Starting your renewal process early allows us to:

Identify cost-saving opportunities before renewal deadlines

Prevent coverage gaps caused by last-minute rushes

Negotiate with more carriers for the best terms

Secure specialty coverages for complex or high-value operations

Don’t wait until December to discover your premium has gone up 20%. Get ahead of your renewal now, and let our experts do the heavy lifting for you.

🌟 Work with McKinney’s Award-Winning Commercial Insurance Experts

Mauceri Bynum Insurance has proudly served the McKinney business community for over a decade — delivering responsive, hands-on support that helps companies grow with confidence.

📍 Located in the heart of McKinney’s Historic Downtown Square
301 E Virginia Street, Suite 201, McKinney, TX 75069

Stop by, call us, or start your quote online today — we’re here to help protect what matters most to your business.

👉 Get Your Commercial Insurance Quote Today

💬 Ready to Get Started?

Don’t wait until the last minute — let’s make sure your business is protected, priced right, and ready for a strong 2025.

Mauceri Bynum Insurance — 12 Years Voted Best of McKinney. Local Service. No Fees. Real Results.